What is a fix and flip loan?
A fix and flip loan is a short-term loan specifically designed for real estate investors who purchase properties to renovate and resell quickly. This loan product provides swift capital to cover both the purchase and the rehabilitation costs.
Loan amount
Purchase price
Rehab cost
Interest-only options
YouLand offers funding for both the purchase and the rehabilitation of the property. Our swift closing times put you in a strong position to compete with all-cash offers.
If you've used personal funds or tapped into home equity for a purchase, we can help you refinance to regain your initial cash investment within six months of acquiring the property.
Already own your investment property for six months or more? Our Fix and Flip loans can provide the additional funds needed to cross the finish line with your project.
With just some basic information, we can quickly assess a loan's eligibility and provide you with a pre-approval decision and preliminary loan terms.
Once a loan is deemed eligible, we need some more information about the property and the borrower. We'll adjust the loan terms accordingly.
This is where we check the appraisal, credit score, and any other information critical to the loan. As soon as this step is completed, we can close and fund the loan.
As a direct lender, we have full discretion and the funds on hand to close quickly. YouLand prides itself on its customer service, ease of process, and speed. We look forward to helping you succeed by financing your next investment property.
YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.
We currently lend in the following 42 states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.
We currently do not lend in the following states:
Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.
Here is a list of property types for which we are unable to offer loans at this time:
In addition, we are 1st lien only and can't do 2nd or 3rd.
NMLS ID 2090196
NMLS consumer access : https://www.nmlsconsumeraccess.org/
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