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Affiliate program

Earn high-value commissions on closed loans

Join YouLand’s Affiliate Program and earn rewards for helping others access fast, reliable financing.

Why partner with YouLand?

Unlock uncapped earnings through our partner-first referral program.

Earn cash

Receive cash on every funded loan you refer, plus bonuses when those clients return.

Unlimited potential

Submit as many referrals as you wish—there is no cap on your commissions.

Partner-centric tools

Leverage a dashboard, tracked links, and turnkey marketing assets to confidently grow your pipeline.

Partner image

Thanks for your interest in becoming an affiliate!

Here are the qualifications:

  • Small masterminds, wholesalers, property managers, marketplaces, or influencers
  • Sizeable network of real estate investors looking for a trusted financing option for non-owner-occupied residential investment loans
  • Intend to make multiple referrals for those interested to YouLand
  • Interested in creating an additional revenue stream via paid referrals

All you have to do is complete the application to get started! You'll then receive an official agreement, unique tracking link, onboarding materials, and more to give your audience valuable information about the benefits of working with YouLand.

States we lend in

YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.

We currently lend in the following 42 states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.

We currently do not lend in the following states:

Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.

Frequently asked questions

Have questions? Our real estate finance experts are here to help — every step of the way.

Here is a list of property types for which we are unable to offer loans at this time:

  • Rural properties
  • Commercial real estate, including office, retail, and hospitality
  • Mobile homes
  • Manufactured homes
  • Multi-family in New York and New Jersey

In addition, we are 1st lien only and can’t do 2nd or 3rd.

YouLand is a technology-enabled real estate lender founded in 2017 by Richard Jia, a former private equity investor at Fillmore Capital Partners. We provide fast, flexible, and reliable capital to property investors across the U.S.—whether they’re flipping homes, building ground-up developments, or growing rental portfolios. Backed by deep capital markets expertise, YouLand helps real estate entrepreneurs scale with confidence in the $25B+ bridge lending space.

Yes — we require an appraisal for all our loans to ensure accurate property valuation.

Yes — we believe in full transparency. Our loans include standard fees such as origination, underwriting, and document preparation.

No, you don’t need a business entity to secure a loan with us.

Visit our portal at apply.youland.com, fill out the online application form, and submit the required documentation. Our team will review your application and reach out to you as soon as possible.

We typically fund loans up to $30 million, but we don’t have a hard cap — larger deals can be considered on a case-by-case basis.