Buy first, sell later
Sell your old home from the comfort of your new one and only move once.
There's a better way to buy your new dream home.
Eliminate multiple moves
Buy your new home and move right in without having to sell your old one first.
Competitive rates
Our rates and fees are among the most competitive in the industry.
Easy process
The application is 100% online and only takes a few minutes.
How it works
- Use a cash-out refinance loan from YouLand on your existing home.
- For example, if your property is worth $1,000,000 with a mortgage balance of $500,000, YouLand can offer a cash-out refinance at 65% LTV, providing a loan of $750,000. After paying off the existing mortgage, you receive $250,000 in cash proceeds.
Get a cash-out refinance loan
- Use the $250,000 cash proceeds as a down payment for your new home.
- YouLand arranges a purchase bridge loan to cover the remaining amount. For instance, if the new property costs $1,200,000, YouLand provides a purchase loan of $950,000.
- Benefit from an all-cash offer with a 3-5 day closing period.
- Complete the appraisal after the transaction, speeding up the buying process.
Purchase the house with a bridge loan
- Once settled into your new house, sell your initial property.
- Use the sale proceeds to repay the cash-out refinance loan.
Sell your first property
- Refinance the purchase bridge loan into a manageable 30-year mortgage.
- Enjoy your new home with a clear financial plan.
Secure long-term financing
States we lend in
YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.
We currently lend in the following 42 states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.
We currently do not lend in the following states:
Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.
$1 Billion+
in bridge financing provided to investors and developers.
1000+ homes
funded by our team so far, located all across the country.
99%
success rate in exits compared to the 85% industry standard.
42 states
where we lend in and help people invest in their communities.
NMLS ID 2090196
NMLS consumer access : https://www.nmlsconsumeraccess.org/
Copyright @ 2025 YouLand Inc. All rights reserved.