BRRRR

Buy, Rehab, Rent, Refinance, Repeat—turn distressed properties into profitable rentals.

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What is YouLand’s BRRRR?

The BRRRR method is a powerful real estate investment strategy designed to transform distressed properties into profitable rental assets. This process involves five key steps: Buy, Rehab, Rent, Refinance, and Repeat.

Flexible financing

We offer financing options for every phase of the BRRRR process

24/7 support

Reach our experts at any time for support and insights

Easy process

The application is 100% online and only takes a few minutes.

Mastering the BRRRR Method: A Path to Wealth

A Repeatable Strategy for Growing Your Real Estate Portfolio

Investment process

The BRRRR method involves purchasing distressed properties, renovating them, renting them out, and then refinancing to acquire new properties.

Ongoing cycle

This strategy creates a repeatable cycle that allows investors to continually grow their portfolio and generate income.

Experience required

The BRRRR method demands significant experience, knowledge, and time commitment, making it best suited for seasoned investors.

What is the BRRRR strategy?

The BRRRR strategy involves four essential financing phases:

Buy

Kick off your BRRRR journey with YouLand’s Fix-and-Flip and Bridge Loan options. We offer up to 90% Loan-to-Cost (LTC), giving you the flexibility and speed you need to acquire properties quickly. Our loans are designed to help you complete projects efficiently – perfect for investors looking to move fast.

Rehab

Transform your property with confidence! YouLand covers up to 100% of rehab costs, so you can make impactful upgrades without breaking the bank. Plus, with fast closings in as few as 7 business days, you’ll be ready to start renovations almost immediately.

Rent

Once the rehab is complete, it’s time to start earning. Rent out your property and enjoy passive income. Need help setting the right price or managing tenants? YouLand offers guidance on pricing and property management to help you maximize occupancy and returns.

Refinance

Time to take your investment to the next level with our Long-Term DSCR Rental Loans. Our loans offer lower rates and cash-out options, allowing you to free up capital for your next project. Whether you’re looking to expand your portfolio or reduce your monthly payments, we’ve got you covered.

Repeat

The best part of BRRRR is doing it again – and YouLand makes it even easier. Our streamlined process and shorter seasoning requirements mean you can move on to your next deal faster than ever.

Frequently asked questions

Have questions? Our real estate finance experts are here to help — every step of the way.

Here is a list of property types for which we are unable to offer loans at this time:

  • Rural properties
  • Commercial real estate, including office, retail, and hospitality
  • Mobile homes
  • Manufactured homes
  • Multi-family in New York and New Jersey

In addition, we are 1st lien only and can’t do 2nd or 3rd.

YouLand is a technology-enabled real estate lender founded in 2017 by Richard Jia, a former private equity investor at Fillmore Capital Partners. We provide fast, flexible, and reliable capital to property investors across the U.S.—whether they’re flipping homes, building ground-up developments, or growing rental portfolios. Backed by deep capital markets expertise, YouLand helps real estate entrepreneurs scale with confidence in the $25B+ bridge lending space.

Yes — we require an appraisal for all our loans to ensure accurate property valuation.

Yes — we believe in full transparency. Our loans include standard fees such as origination, underwriting, and document preparation.

No, you don’t need a business entity to secure a loan with us.

Visit our portal at apply.youland.com, fill out the online application form, and submit the required documentation. Our team will review your application and reach out to you as soon as possible.

We typically fund loans up to $30 million, but we don’t have a hard cap — larger deals can be considered on a case-by-case basis.