Scale your business by partnering with YouLand for technology advantages, competitive loan terms, and industry expertise.
600+
brokers nationwide partner with YouLand
Direct capital, 24/7 support, white‑label branding, and guaranteed broker payouts—everything brokers need to close faster.
Direct lender
YouLand is a direct lender and has complete discretion over our capital. No outside approval is required for us to close.
24/7 support
Around-the-clock support for brokers via email and phone from our dedicated broker support team.
White-label branding
Maintain your brand image with our white-labeled marketing materials.
Broker protection
We protect all brokers who submit deals to us by adding them to our term sheet and ensuring they are paid off the HUD-1 at closing.
Accelerate your business growth
Submit complete loan files in 20 minutes via our online portal and receive approvals in as few as 5 days.
Access competitive, flexible capital
Earn up to 2.00% YSP on bridge deals and 1.00% YSP on rental loans, with zero origination fee on rentals to sharpen your client offer.
Manage every deal online
Track files in real time, price scenarios with one click, and generate instant pre‑approval letters and loan summaries—no extra calls needed.
We offer you a one‑stop service that grants access to multiple loan programs, removing the hassle of shopping for lenders. Best of all, a dedicated broker consultant is always on hand to structure each loan to meet your clients’ individual needs.
Short-term financing for purchase and refinance of investment properties
Short-term financing for purchase and rehab of investment properties
Tailored financing for builders and developers starting new construction projects — backed by fast funding and expert support.
Flexible loans for cash-flowing investment properties up to 4 units — based on debt service coverage ratio (DSCR)
From form to funding in hours, not weeks. No other lender matches YouLand's speed.
Step 1: Provide a few details on the project you're looking to finance
Step 2: Fill in your details like FICO & number of projects exited
Step 3: Choose your desired loan term to receive pricing.
YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.
We currently lend in the following 42 states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.
We currently do not lend in the following states:
Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.
Have questions? Our real estate finance experts are here to help — every step of the way.
Here is a list of property types for which we are unable to offer loans at this time:
In addition, we are 1st lien only and can’t do 2nd or 3rd.