Brokers
Scale your business by partnering with YouLand for technology advantages, competitive loan terms, and industry expertise.
Why partner with YouLand?
Direct lender
YouLand is a direct lender and has complete discretion over our capital. No outside approval is required for us to close.
24/7 support
Around-the-clock support for brokers via email and phone from our dedicated broker support team.
White-label branding
Maintain your brand image with our white-labeled marketing materials.
Broker protection
We protect all brokers who submit deals to us by adding them to our term sheet and ensuring they are paid off the HUD-1 at closing.
Accelerate your business growth
- Submit and originate loans in 20 minutes or less
- Contact your dedicated broker support team any time
- Fast turnaround times and approvals in as few as 5 days
Access timely and reliable capital
- Take advantage of our competitive rates, flexible lending options, and steadfast capital to give your clients the edge they need.
- Benefit from earning a Yield Spread Premium (YSP) of up to 2.00% on bridge loans and 1.00% on rental loans.
- Enjoy minimal fees and no origination costs on rental loans, making your offers even more attractive to your clients.
Manage all your loans online
- Submit and track loan applications in real-time
- Price loan scenarios with the click of a button
- Generate pre-approval letters and loan summaries instantly
Steps to submit loan scenarios
Sign up as a broker
Click "Sign up" below and select "Broker" for the account type. Provide some basic info and confirm your email address.
Submit loan scenario
Start submitting loan scenarios at apply.youland.com. We will first determine each loan's eligibility.
Upload supporting document
Once we determine your loan is eligible, please upload the required documents in the dashboard in order to close the loan.
YouLand's loan programs
Stabilized Bridge Loan
Short-term financing for purchase and refinance of investment propertiesFix and Flip Loan
Short-term financing for purchase and rehab of investment propertiesRental Loan
Flexible loans for cash-flowing investment properties up to 4 unitsStates we lend in
YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.
We currently lend in the following 42 states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.
We currently do not lend in the following states:
Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.
Properties we currently cannot finance
Here is a list of property types for which we are unable to offer loans at this time:
- Land
- Rural properties
- Commercial real estate, including office, retail, and hospitality
- Mobile homes
- Manufactured homes
- Multi-family in New York and New Jersey
In addition, we are 1st lien only and can't do 2nd or 3rd.
$1 Billion+
in bridge financing provided to investors and developers.
1000+ homes
funded by our team so far, located all across the country.
99%
success rate in exits compared to the 85% industry standard.
42 states
where we lend in and help people invest in their communities.
NMLS ID 2090196
NMLS consumer access : https://www.nmlsconsumeraccess.org/
Copyright @ 2025 YouLand Inc. All rights reserved.