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Real Estate Agents

Empower your clients by partnering with YouLand for technology advantages, competitive loan terms, and industry expertise.

Empower your clients and close more deals

How YouLand helps your clients

Direct lender

YouLand is a direct lender and has complete discretion over our capital. No outside approval is required for us to close.

Close fast

We typically close within 5 days.

Easy process

The application is 100% online and only takes a few minutes.

24/7 support

Around-the-clock support for clients via email and phone from our dedicated broker support team.

Serve a diverse range of clients
  • Cater to a wide array of clients with our extensive loan products (ranging from bridge and rental loans to alternative mortgages and jumbo loans)
  • We accommodate all types of borrowers, including self-employed individuals, foreign nationals, or those with less-than-perfect credit scores or tax returns.
Flexible financing at a moment's notice
  • Take advantage of our competitive rates, flexible lending options, and steadfast capital to give your clients the edge they need.
  • Get loans funded in as little as 5 days, allowing clients to make all-cash offers in competitive markets.
  • We can finance properties up to $10M.
Manage all your loans online
  • Submit and track loan applications in real-time
  • Price loan scenarios with the click of a button
  • Generate pre-approval letters and loan summaries instantly

Steps to get started as a real estate agent

Sign up as a real estate agent

Click "Connect your buyer" below and select "Real estate agent" for your account type. Provide some basic info and confirm your email address.

Submit loans online

Your account is now ready to start submitting loans at apply.youland.com. We will first determine each loan's eligibility based on the loan scenario you've submitted.

Fill in broker info

Once we determine your loan is eligible and ready to start the underwriting process, you will need to provide some personal information and sign YouLand's Real Estate Agent Agreement.

YouLand's loan programs
Stabilized Bridge Loan
Short-term financing for purchase and refinance of investment properties
    Property type: Residential (SFR, Townhouse, Condo, and 2-4 Units)
    Loan amount: $100K - $20M
    Rates start at 10.25%
    Max LTV: 75% for purchase and refinance, 65% for cash-out refi
    Term: 12-18 months
    No prepayment penalty
Fix and Flip Loan
Short-term financing for purchase and rehab of investment properties
    Property type: Residential (SFR, Townhouse, Condo, and 2-4 Units)
    Loan amount: $100K - $10M
    Rates start at 10.25%
    Up to 85% LTC / 80% ARV
    Term: 12-18 months
    No prepayment penalty
Rental Loan
Flexible loans for cash-flowing investment properties up to 4 units
    Property type: Residential (Townhouse, Condo, and 2-4 Units)
    Loan amount: $100K - $10M
    Rates start at 6.99%
    Up to 80% LTV
    5/1 ARM, 7/1 ARM, and 30-year fixed rates
    Interest-only options
    No prepayment penalty

States we lend in

YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.

We currently lend in the following 42 states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.

We currently do not lend in the following states:

Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.

Properties we currently cannot finance

Here is a list of property types for which we are unable to offer loans at this time:

  • Land
  • Rural properties
  • Commercial real estate, including office, retail, and hospitality
  • Mobile homes
  • Manufactured homes
  • Multi-family in New York and New Jersey

In addition, we are 1st lien only and can't do 2nd or 3rd.

$1 Billion+

in bridge financing provided to investors and developers.

1000+ homes

funded by our team so far, located all across the country.

99%

success rate in exits compared to the 85% industry standard.

42 states

where we lend in and help people invest in their communities.

Empower your clients today by partnering with YouLand