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Luxury properties

We provide specialized financing solutions for luxury single-family residences (SFRs) across the country. Whether you’re refinancing to sell, acquiring a new property, or funding a construction project, our competitive, high-leverage loan programs are here to help in the luxury real estate market.

Luxury Properties

Why choose YouLand's Luxury Properties program?

Large loan amounts

Most lenders can only do loans for homes worth up to $3M. We can fund up to $50MM.

Fast closing & competitive rates

We typically close within 3 days and our rates are among the most competitive in the industry.

No early repayment penalties

Pay off or refinance your loan early without any additional fees or penalties.

Our Luxury Properties program is perfect for the following use-cases:
Bridge to Sale Financing
For developers and investors who need to pay off existing construction loans and secure additional funds while bringing luxury home to market
    Property type: Residential(SFR, Townhouse, Condo, and 2-4 Units)
    Up to 80% of after-repair value
    Term: 12-18 months

Best for:

  • Developers who have completed construction and need time to sell at the best price
  • Investors looking for short-term bridge financing while marketing a luxury home
Acquisition Bridge Loan
For investors to quickly acquire high-end luxury properties without traditional constraints
    Property type: Residential(SFR, Townhouse, Condo, and 2-4 Units)
    Loan amount: Up to $50M
    Up to 95% LTC / 80% ARV
    Term: 12-18 months

Best for:

  • Investors acquiring luxury homes for resale or rental
  • Buyers who need short-tern financing before securing permanent funding
  • Real estate professionals looking to leverage equity for new acquisitions
Luxury Construction Loan
For high-end builders and developers funding teardowns or ground-up projects on premium land
    Property type: Residential(SFR, Townhouse, Condo, and 2-4 Units)
    Up to 90% of total construction costs
    Flexible draw schedules: customized milestone-based funding during construction phase

Best for:

  • Luxury home builders working on custom estates
  • Developers creating high-end residential communities
  • Investors seeking financing for redevelopment and teardown projects
Get your loan funded in just 3 short steps
Get pre-approved online

With just some basic information, we can quickly assess a loan's eligibility and provide you with a pre-approval decision and preliminary loan terms.

Submit details

Once a loan is deemed eligible, we need some more information about the property and the borrower. We'll adjust the loan terms accordingly.

Final underwriting

This is where we check the appraisal, credit score, and any other information critical to the loan. As soon as this step is completed, we can close and fund the loan.

States we lend in

YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.

We currently lend in the following 42 states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.

We currently do not lend in the following states:

Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.

$1 Billion+

in bridge financing provided to investors and developers.

1000+ homes

funded by our team so far, located all across the country.

99%

success rate in exits compared to the 85% industry standard.

42 states

where we lend in and help people invest in their communities.

Ready to get started?