What is a stabilized bridge loan?
A bridge loan serves as a short-term financing solution utilized until permanent financing is secured or a property is sold. Our program focuses on "stabilized" properties, which are properties in good condition that do not require rehabilitation.
Term
Loan amount
Purchase and refinance
Cash-out refi
We can fund your loan in just 3-5 days—appraisals can wait until after. By providing the necessary funds upfront, our loan allows you to make all-cash offers and secure better deals in competitive markets.
Obtain cash from your existing property using a cash-out refinance loan from YouLand and use those proceeds as a down payment for the purchase transaction. YouLand can also provide the purchase bridge loan for this transaction.
After you buy the new property, sell the first property to pay off the cash-out refinance loan. Finally, refinance the purchase bridge loan into a 30-year mortgage.
With just some basic information, we can quickly assess a loan's eligibility and provide you with a pre-approval decision and preliminary loan terms.
Once a loan is deemed eligible, we need some more information about the property and the borrower. We'll adjust the loan terms accordingly.
This is where we check the appraisal, credit score, and any other information critical to the loan. As soon as this step is completed, we can close and fund the loan.
As a direct lender, we have full discretion and the funds on hand to close quickly. YouLand prides itself on its customer service, ease of process, and speed. We look forward to helping you succeed by financing your next investment property.
YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.
We currently lend in the following 42 states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.
We currently do not lend in the following states:
Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.
Here is a list of property types for which we are unable to offer loans at this time:
In addition, we are 1st lien only and can't do 2nd or 3rd.
NMLS ID 2090196
NMLS consumer access : https://www.nmlsconsumeraccess.org/
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