YouLand

The Leading Private Money Lender for Real Estate Investors

YouLand specializes in hard money loans for real estate investors. We combine our bridge loan expertise and innovative technology to offer the fastest and most reliable financing solutions.

Explore YouLand's loan products
YouLand provides bridge financing for real estate investments

Stabilized Bridge Loan

Short-term financing for purchase and refinance of investment properties with high leverage, up to 75% LTV.

YouLand fix and flip loans for flip investors

Fix and Flip Loan

Short-term financing for purchase and rehab of investment properties with high leverage, up to 85% LTC / 80% ARV.

Partner with YouLand rental program to promote your estate investment

Rental Loan

Flexible loans for cash-flowing investment properties up to 4 units.

A new property under construction financed through YouLand’s ground-up construction loan.

Ground Up Construction

For real estate builders, investors, and developers. Finance your new construction projects with quick funding and expert support from our team.

Multifamily bridge loan for fast financing

Multifamily Bridge Loan

YouLand provides bridge loans for multifamily properties with 5+ units, designed for investors looking for short-term financing solutions.

DSCR rental loan for 5-10 unit properties

Multifamily DSCR Rental

Flexible financing for 5 to 10-unit multifamily properties based on rental income

Our proven track record in lending for real estate investors

$1 Billion+

in bridge financing provided to investors and developers.

1000+ homes

funded by our team so far, located all across the country.

99%

success rate in exits compared to the 85% industry standard.

42 states

where we lend in and help people invest in their communities.

Why choose YouLand?

Speed and efficiency

We close fast (typically 3-5 business days) and have removed all unnecessary steps from our application process.

Minimal documents

No need to search for old pay stubs and W2s. Our platform eliminates manual tasks to speed up the closing process.

Flexible loan terms

Our highly experienced team will help you find the best loan product and terms for your specific use-case.

The next generation of real estate financing

From application to closing, everything can be done online via our technology platform. You have instant visibility into your application status and loan progression. Moreover, we've simplified the application process by eliminating all unnecessary steps. It's easier than ever to secure the financing you need.

What do borrowers say about YouLand?
Speed, flexibility, and common sense

I have had the pleasure of working with YouLand for the last few years, and I have been beyond impressed. They have speed, flexibility, and the ability to make common sense decisions. After being in the business for over 20 years I know that those are the factors that sets you apart.

February 2023

Byron E.

4.5 Rating

24/7 communication

Communication is imperative and YouLand has that. I can call anyone working on my file at any time and have a discussion of the needs of the customer. This partnership is a key factor in what has helped me develop into one of the go to private lenders in my market.

October 2022

Lilianna M.

4.0 Rating

Reputable service

I'd heard plenty of praise for YouLand in my area before I decided to work with them, and now I completely get it. After securing with them, it's clear why they're so popular in the lending community. Their service and support went beyond my expectations, affirming their reputation is well-earned.

August 2023

Lacey G.

5.0 Rating

Transparency and variety

YouLand's platform offered an unmatched variety of loan products, making it easy to find the perfect fit for my investment property. Their transparent pricing and the speed of service were impressive, outpacing any other lender I've worked with.

September 2022

Sloan L.

4.2 Rating

States we lend in

YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.

We currently lend in the following 42 states:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.

We currently do not lend in the following states:

Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.

Properties we currently cannot finance

Here is a list of property types for which we are unable to offer loans at this time:

  • Land
  • Rural properties
  • Commercial real estate, including office, retail, and hospitality
  • Mobile homes
  • Manufactured homes
  • Multi-family in New York and New Jersey

In addition, we are 1st lien only and can't do 2nd or 3rd.

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