Finance your next project with confidence
The go-to capital provider for builders, investors, and developers– with quick closings and easy draws
$1.2B+ funded and 1,381 projects completed
Pick the loan that powers your next project
Whether you're flipping your next home, breaking ground on a new build, or refinancing your rental — we’ve got the capital to move you forward.
Bridge Loan
View
Short-term financing for the purchase or refinance of stabilized investment properties — offering up to 80% LTV.
Fix and Flip Loan
View
Short-term financing for purchase and rehab of investment properties with high leverage, up to 75% LTV / 93% LTC.
Ground Up Construction Loan
View
Tailored financing for builders and developers starting new construction projects — backed by fast funding and expert support.
Multifamily Bridge Loan
View
Bridge loans for 5+ unit multifamily properties — designed for investors seeking short-term, scalable financing solutions.
Single-Family DSCR Rental Loan
View
Flexible loans for cash-flowing investment properties up to 4 units — based on debt service coverage ratio (DSCR).
Multifamily DSCR Rental Loan
View
Flexible rental financing for 5 to 10-unit multifamily properties — based on debt service coverage ratio (DSCR).
From form to funding in hours, not weeks. No other lender matches YouLand's speed.
Step 1: Provide a few details on the project you're looking to finance
Step 2: Fill in your details like FICO & number of projects exited
Step 3: Choose your desired loan term to receive pricing.
Trusted by builders nationwide.
$0
in capital deployed
YouLand is a direct lender and has complete discretion over our capital. No outside approval is required for us to close.
0
projects completed
From quick rehab to long-term rental holds to new construction, our team has the experience and the tools to help you succeed
74% of clients fund ≥3 deals
Repeat investors come back time and again for our consistency– draws release within 24-48 hours and loan terms don’t change at the last minute.
What makes YouLand special?
Competitive rates
Scale your business with cost efficient capital that maximizes your returns.
Same-day closing
Our streamlined application and underwriting enable closings in as fast as 24h – most loans close in 3—5 days.
Virtual draw process
Integrated with Sitewire for one-tap virtual inspections—most draws release within 24–48 hours.
Real stories from real investors
Don’t just take our word for it — hear from the people we’ve helped fund and grow.
States we lend in
YouLand is dedicated to supporting real estate investors nationwide with our technology, capital, and investment experience.
We currently lend in the following 42 states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Virginia.
We currently do not lend in the following states:
Idaho, Montana, Wyoming, North Dakota, South Dakota, Iowa, Nebraska, Minnesota.
Frequently asked questions
Have questions? Our real estate finance experts are here to help — every step of the way.
Here is a list of property types for which we are unable to offer loans at this time:
- Rural properties
- Commercial real estate, including office, retail, and hospitality
- Mobile homes
- Manufactured homes
- Multi-family in New York and New Jersey
In addition, we are 1st lien only and can’t do 2nd or 3rd.