Rental Loan
Secure your next income property with our Rental Bridge program
What is a rental loan?
A rental bridge loan is a short-term financing solution tailored for real estate investors who seek to acquire or refinance rental properties swiftly. This loan provides immediate funding to cover the property's purchase price or refinancing needs.

Various property types
2-4 unit apartments, condos, and townhouse.
Low interest rates
Our rates start at a market-low 6.999%
Flexible financing
We provide financing for up to 80% Loan-to-value (LTV)

Use cases

Rapid property acquisition
A rental bridge loan provides quick access to capital, allowing investors to secure rental properties in a competitive market where speed is essential. This prompt funding ensures investors don't miss out on lucrative opportunities due to delays in financing.
Transition to permanent financing
Rental bridge loans offer a short-term solution while investors arrange for long-term financing. This could be particularly useful when acquiring rental properties that may not immediately qualify for conventional financing due to repair requirements, low occupancy, or other issues.
We offer some of the most flexible rate terms in the market, check them out here:
5/1 ARM

Fixed interest rate for the first 5 years. Afterward, the 5/1 ARM switches to an adjustable interest rate for the remainder of its 30-year term.

7/1 ARM
Fixed interest rate for the first 7 years. Afterward, the 7/1 ARM switches to an adjustable interest rate for the remainder of its 30-year term.
30 Fixed
Fixed interest rate for the entire 30-year term.e
Frequently asked questions

A rental loan is loan program designated to purchase or refinance rental properties only.

Yes, a rental loan is one of the non-income-searching loans, where the rent of the house is used as a proof of the loan and no W-2 or tax check is required.

Yes, a Single Family Comparable Rent Form (Form1007) and a Uniform Residential Appraisal Form (Form1004) are required. The report must be approved by YouLand, and the cost of the appraisal will be paid by the borrower, which is around $600-$800.

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