Home Equity
YouLand can offer 2nd Lien Program or HELOC, which allows homeowners to borrow and use property equity as collateral. Such a type of loan is also known as a second mortgage or home equity installment.
Here are some of the most popular uses of a home equity loan

Home improvements
Not only are you improving your home, you're reinvesting the money back into your property.
Debt consolidation
Help you consolidate your debt into a single, more manageable payment at a competitive rate.
Weddings and celebrations
Can be one of the most affordable ways to fund a large expense while sticking to a fixed amount.
When student loans aren't enough or an option, help you fund your or a loved one's higher education.
Real estate down payment
Choosing appropriate way to pay down payment is the most cost-effective way to ensure your assets achieve the investment goals.
Retirement needs
Home Equity loan can also be used as a stream of cash to cover some of your living expenses during retirement.
2nd Lien Program or HELOC
2nd Lien Program
Maximum loan amount
Loan terms
15 year
What's a 2nd Lien Program?
A 2nd Lien Program, sometimes referred to as a home equity installment loan, may be a way to help you work towards your goals.
Max Leverage
Minimum FICO 680
Primary and secondary property
Dedicated team on-call and ready to help
Treat your goal as our own
Eligible Properties
1-4 unit SFR
Eligible Members
US Citizen
Permanent Resident
Non permanent resident
Home Equity loans FAQ
  • What is a home equity loan?
  • What is a second mortgage?
  • Common uses for a second mortgage?
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