YouLand Individual Investors
has never been
No traditional real estate investing
No need to invest time alongside your money
You don't need to manage your real estate investments with YouLand. We'll do the work for you!
No high fees with our investment services
There are none of the fees associated with traditional real estate investment.
No tying up all of your money in one investment
Our fractional notes let you spread out your dollars across a number of investments, reducing your risk.
No wondering about the status of your investments
Check out your online dashboard to see their performance any time you want.
Get easy access to returns averaging 10%
Build your own diversified, institutional-quality real estate portfolio in minutes. YouLand offers high returns at durations of just 12 months or less.
YouLand’s high-yield real estate assets have returns that range from 7% to more than 12%. We fund all of our loans before they become available to you as investments, so you start earning interest from the very first day you invest.
Backed by Real Assets
We source creditworthy real estate professionals looking for short-term mortgages of 12 months or less to be used for purchasing and rehabilitating homes. These mortgages are backed by the underlying value of the properties that they fund.
You can access the same mortgage platform trusted by some of the largest credit funds in the world. Our credit guidelines have been fully vetted by our institutional investors, and we do an in-depth analysis of each mortgage.
Diversified Real Estate Portfolio
Our online platform makes it easy to build a diverse real estate portfolio. The AutoInvest feature can do the work for you, spreading out your investment across a variety of fractional notes. Or, customize your portfolio by selecting individual loans on your own.
Individuals can access YouLand’s opportunities with as little as $5,000 per investment and none of the fees of traditional real estate investing. Once you’ve built a portfolio, you’ll get on-demand updates on its performance.
1. Sign up and fund your account
Once you've signed up for an account, we will verify your accredited investor status. You can then connect your bank account securely and transfer funds into your investor account via ACH. Your funds will be ready to invest within two days.
2. Invest in mortgages
YouLand funds mortgages for real estate professionals and makes them available to you as fractional notes, meaning you can buy a portion of the mortgage. You can either choose individual notes based on risk and return levels or let AutoInvest do the work for you by selecting a conservative, aggressive, or all-notes strategy. Put as little as $5,000 into each investment.
3. Start earning interest
Borrowers will repay the loans you're invested in on a monthly basis. You own a portion each loan you're invested in and will receive a share of each payment. Log into your investor dashboard at any point to see how your investments are performing and summarized statistics for your portfolio.
4. Receive final payment
Your loan will be fully paid back in 12 months or less. If anything goes wrong, YouLand will take care of all servicing needs and, if needed, foreclosure—remember, your investment is backed by a real asset. Once the loan has been repaid, all funds will be returned directly into your online account where you can withdraw them or reinvest to keep earning returns!