New financial freedom by refinancing your

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Find new financial freedom by refinancing your mortgage.

We’ve made the financing process simple, straightforward, and streamlined to help you start saving money. You’ll love your mortgage as much as you love your home.

A Mortgage Process Designed for Your Needs

We understand that refinancing your home should offer you more financial freedom, so we offer mortgages designed with you in mind, all with competitive rates. We’ve built a process that balances your unique needs with ways to save you money.

Simplified and Streamlined Application

Refinancing your house requires you to share lots of information about yourself with your lender. We’ve simplified the process by asking for the least amount of documentation possible and letting you upload everything through your personal online dashboard. We’ll even integrate directly with your accounts to pull documents for you whenever we can.

Help Anytime You Need It

If you have questions along the way, we’re here for you. You’ll be able to get in touch with your dedicated team of loan specialists in whatever way works for you (phone, email, chat, or text) whenever you need them.

Know Where You Stand From Start to Finish

Your dashboard will also always be there to let you know exactly where you are in the refinance process and will even tell you what comes next. You won’t have to chase down documents or answers, saving you time and effort. We also have a host of resources available online to help you understand and feel confident with the process before you even get started.

To buy a home, here are a few things that you’ll need

Please prepare these things when you are considering buying a home.

Bank Statements

Bank statements from the last few months should show you can cover down payment and closing costs.

Asset Documentation

This includes things like retirement account documentation and investment statements.

Income Documentation

This includes W-2s, paystubs, or self-employment documents.

Purchase and Sale Agreement

The agreement states the final sale price and terms of the purchase.


Money for your appraisal covers the cost of getting an official valuation of your new home.


You’ll answer questions about yourself and the home you’re buying.

Additional documentation

This may include things like homeowners insurance or documents specific to your situation.

More Money

These funds cover upfront costs such as title insurance and inspection fees.

You don't have to do it the traditional way.

With YouLand, you're in control.

No fax machines.

Upload all of your documents to your online dashboard with just the click of a button (or the drag of your mouse).

No hunting for documents.

Where we can, we will integrate directly with your accounts to pull specific documents for you.

No questions.

Your customized dashboard will always tell you where you stand with your loan.

No telephone tag. No voicemails.

We won't force you to talk to someone unless you want to. Instead, chat or email your way through your loan process.

No back and forth.

Customize your pre-approval letter yourself as many times as you need to ensure you get the best price on your new home.