About YouLand

The first online marketplace connecting
US real estate and investors

About us:

We are a data driven financial technology company with a laser focus on user experience in real estate investing and borrowing.

Who we are

We are connecting investors and borrowers who need either debt or equity in the real estate investment and development. We provide easy, simple and quick services to borrower, foreign investors, experienced real estate developers who need capital to acquire, renovate, or flip residential real estate or multi-family properties.

What we do

Youland specializes in purchase, refinance, and fix and flip opportunities. Youland has extensive access to global capital and provides bridge, construction financing as well as equity investments to hundreds of borrowers and real estate companies finance their projects quickly and reliably in the market.

Geographic Focus:

We focus on coastal and metropolitan markets including California, Washington, Oregon, Florida, Colorado, Arizona, Texas, New Jersey, Nevada, New York, Ohio, Virginia, Georgia, Illinois and Connecticut.

Contact us

Ready to find out how Youland can help make your next project move easy and fast? Contact us and see why we’re the lender of choice for professional investor/developers. Email: borrower@youland.us


Richard Jia, CEO

Richard started YouLand in 2016 with the goal of building the best way to get a real estate debt and equity. Since then, he's worked hard to combine the best people and technology to completely reimagine the application process.
Richard is an entrepreneur and investor. He worked with Blackstone, Carlyle, Morgan Stanley, CITI, RBC on many large scale real estate transactions spanning from multi-family, hotel, office, healthcare while he worked at $6 billion real estate private equity firm Fillmore Capital. Richard received his MBA from The Wharton School of University of Pennsylvania.

Jonathan Hobbs, COO

Jonathan was investment strategist at BlackRock and in charge of advising investors with assets below $100 billion. He has extensive experience in investing in a variety of products including real estate, stocks, bonds, ETF and other derivatives. Jonathan got his BS from Drake University and has been a CFA holder since 2009.

Will Lichtenger, Investor Relations

Will was a deal manager at CREXi, a commercial real estate listing and transaction management platform. He has experience in startups and real estate transactions. Will got his BS in Business Administration with a minor in Real Estate Development from the University of Southern California.

Hengzhi Ding, Software Engineer

Hengzhi is a software engineer focusing on full stack web development and machine learning. He used to lead jobs of building web applications and performing data analytics at two previous companies. Hengzhi got his Master Degree from Columbia University.

See our data

since May 2017


Cumulative loan production since inception


Projected average annual interest income for investors base upon cumulative loan production

Global institutions, high net worth customers

Served customers

Company Information

YouLand Office Location

United States

600 California St,
11th floor
San Francisco, CA 94108