Yes, the DSCR requirement of YouLand is extremely flexible and we can do it for less than 1%. If the rental income is not enough to cover the repayment, then the borrower should show proof of a deposit above the annual difference. For example, if the rental income is 3,000 per month, but the monthly payment is 4,000, the loan can be approved with a certificate of deposit or bank certificate that is higher than 12,000.